Welcome to the Real Estate 360 Hub

Build. Protect. Grow. Optimize.

Build long-term wealth using real estate — with structure, discipline, and clarity.

Tax expert • Accountant • Real estate broker • Mortgage broker

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Your buildings are not just assets. They’re your future.

Buying a property is only step one. What really matters is how you structure it — for tax, for financing, for cash flow, and for the life you’re trying to build.

We align all of that so your real estate actually supports your long-term goals.

One plan. One file.
One conversation.

Types of Real Estate Wealth Projects

  • 🏠 First Property Purchase

    Primary residence & financial foundation

    Buying your first home is about stability, affordability, and flexibility. This project helps you plan ownership without stretching your finances or limiting future options.

  • 🏡 Second Property Purchase

    Lifestyle-driven ownership

    A second property can enhance your lifestyle while preserving long-term value. This project focuses on sustainability, carrying costs, and impact on your overall financial balance.

  • 🌲 Cottage / Short-Term Rental

    Hybrid lifestyle and income

    Short-term rentals combine personal enjoyment with variable income. This project helps you evaluate seasonality, cash flow resilience, and realistic expectations.

  • 🏢 Plex / Investment Property

    Income-focused real estate

    Investment properties are built on numbers, not emotion. This project helps you assess cash flow, financing structure, and long-term viability.

  • 🧱 Portfolio Expansion

    Scaling real estate holdings

    Growing beyond one property requires discipline and systems. This project helps you plan expansion without overconcentration or financial strain.

  • 🔨 Value-Add Project

    Creating equity through improvement

    Value-add strategies increase property value through renovation or optimization. This project helps you plan scope, timelines, and capital buffers realistically.

  • 🔄 Equity Reuse

    Leveraging existing assets responsibly

    Equity reuse can accelerate growth when controlled. This project helps you assess leverage limits and avoid compounding risk.

  • 🧩 Real Estate for Retirement

    Long-term income planning

    Real estate can support retirement income when structured early. This project focuses on sustainability, liquidity, and long-term maintenance considerations.

Your full real estate advisory team

  • Miska Ronai-Hird - Real Estate Broker

    We help you choose the right property (plex, cottage, Airbnb, etc.) and position it for long-term value.

  • Andrew Buteau - Mortgage Broker

    We build the financing strategy: approval today, leverage for the next door tomorrow.

  • Marc Kallas - Expert Accountant

    We keep the numbers clean and defensible: rental income, expenses, statements, cash flow reality.

  • Christopher Kallas - Tax Expert

    We design the tax strategy around the property: deduction planning, capital gains, GST/QST, change of use.

What we take care of for you

Building & Growing

Preparing to buy the next property

Refinancing to access equity

Building your real estate portfolio

Structure & Protection

Holding companies / management companies

Who should own what (you, spouse, company, trust)

Principal residence vs. rental: don’t trigger tax by accident

Taxes & Optimizing

Rental income and Airbnb income

Deductions and allowable expenses

Capital gains planning when you sell

Your money should move you forward, not trap you.

How it works

  • You tell us what you own, what you want next, and what’s stressing you (tax ? cash flow ? buying ? financing ? tenants ?).

  • We look at structure, financing, tax exposure, and future risk — together as one team.

  • You leave with next steps: what to keep, what to adjust, and how to move toward the next purchase safely.

Let’s talk about your portfolio.

Whether you’re buying your first rental or managing multiple units, we’ll walk you through tax, financing, and structure — all in one place.

One plan. One file.
One conversation.